@font-face{font-family:"IBM Plex Sans";src:url("/fonts/IBMPlexSans-SemiBold.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"IBM Plex Sans";src:url("/fonts/IBMPlexSans-Bold.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
:root{--navy:#12355b;--navy2:#0b2440;--gold:#f2b632;--bg:#f4f6f9;--card:#fff;--line:#d5dbe3;--text:#1b2430;--muted:#4a5666;--ok:#1d6b3a;--okbg:#e6f4ea;--warn:#7a4b00;--warnbg:#fff4d6;--bad:#8a1c1c;--badbg:#fde8e8;--link:#0b5394;--head:"IBM Plex Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
body{margin:0;font:17px/1.55 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:var(--bg);overflow-wrap:anywhere}
a{color:var(--link)}
a:focus-visible,button:focus-visible,select:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-9999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.preview-bar{background:#3b1d5e;color:#fff;text-align:center;font-size:14px;padding:4px 8px}
.site-head{background:var(--navy);color:#fff;border-bottom:3px solid var(--gold)}
.head-row{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;font-size:21px;letter-spacing:-.3px}.wordmark{white-space:nowrap}
.menu-toggle{display:none;background:transparent;color:#fff;border:2px solid #fff;border-radius:4px;min-height:44px;padding:0 14px;font:inherit;font-weight:700}
.site-nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;align-items:center}
.site-nav a,.nav-btn{display:inline-flex;align-items:center;min-height:44px;padding:0 12px;color:#fff;text-decoration:none;font-weight:600;background:none;border:0;font:inherit;font-weight:600;cursor:pointer}
.site-nav a[aria-current=page]{text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:3px;text-underline-offset:6px}
.nav-btn::after{content:"▾";margin-left:6px}
.has-drop{position:relative}
.drop{position:absolute;right:0;top:100%;background:#fff;border:1px solid var(--line);min-width:220px;padding:6px 0!important;display:block!important;z-index:5;box-shadow:0 4px 12px rgba(0,0,0,.12)}
.drop[hidden]{display:none!important}
.drop a{color:var(--navy);display:flex;width:100%}
@media (max-width:860px){
 .menu-toggle{display:inline-block}
 .site-nav{display:none;width:100%;padding-bottom:8px}
 .site-nav.open{display:block}
 .site-nav ul{flex-direction:column;align-items:stretch}
 .drop{position:static;box-shadow:none;border:0;background:var(--navy2)}
 .drop a{color:#fff}
}
main{padding:0 16px 40px}
.crumbs ol{list-style:none;padding:0;margin:16px 0 8px;display:flex;flex-wrap:wrap;gap:6px;font-size:15px;color:var(--muted)}
.crumbs li+li::before{content:"›";margin-right:6px}
h1,h2,h3,.brand,.wordmark,.card-h,.hf-v.big,.btn,.btn-ghost,.grid a strong{font-family:var(--head)}h1{font-size:clamp(30px,5vw,42px);line-height:1.12;margin:8px 0 10px;color:var(--navy2);letter-spacing:-.4px;font-weight:700}
h2{font-size:24px;line-height:1.25;margin:32px 0 12px;color:var(--navy2);font-weight:700;letter-spacing:-.2px}
h3{font-size:19px;margin:18px 0 6px}
.lead{font-size:19px;margin:0 0 8px;max-width:760px}
.tag{color:var(--muted);font-size:15px;margin:0 0 8px}.trust{font-size:15px;color:var(--navy2);font-weight:600;margin:0 0 14px;max-width:760px}.lookup-band{background:linear-gradient(#e8eef5,var(--bg));margin:0 -16px;padding:20px 16px 8px;border-bottom:1px solid var(--line)}.tool-featured{box-shadow:0 1px 0 rgba(18,53,91,.06);border-color:#c5d0dc}
.btn,.btn-ghost{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;border-radius:4px;font:inherit;font-weight:700;text-decoration:none;cursor:pointer}
.btn{background:var(--navy);color:#fff;border:2px solid var(--navy);min-width:200px}
.btn:hover{background:var(--navy2)}
.btn-ghost{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.tool{background:var(--card);border:1px solid var(--line);border-radius:6px;padding:16px;margin:16px 0;display:flex;flex-wrap:wrap;gap:16px;align-items:flex-end}
.step{display:flex;flex-direction:column;gap:6px;flex:1 1 260px}
.step label{font-weight:700;font-size:18px}
.step-n{display:inline-block;background:var(--gold);color:#1b2430;font-weight:800;font-size:14px;padding:2px 8px;border-radius:3px;margin-right:6px;width:max-content}
select{font:inherit;min-height:48px;padding:6px 10px;border:2px solid #6b7a8c;border-radius:4px;background:#fff;width:100%}
.result{margin:8px 0 24px}
.status{font-weight:700;margin:8px 0}
.card{background:var(--card);border:1px solid var(--line);border-left:6px solid var(--navy);border-radius:6px;padding:20px 20px 16px;margin:12px 0}
.card-h{margin:0 0 12px;font-size:23px;display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.badge{font-size:13px;font-weight:700;padding:3px 8px;border-radius:999px;white-space:nowrap}
.st-ok{background:var(--okbg);color:var(--ok)}.st-part{background:var(--warnbg);color:var(--warn)}.st-unv{background:var(--badbg);color:var(--bad)}
.hero-facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:10px;margin:12px 0}
.hf{background:#f7f9fc;border:1px solid var(--line);border-top:3px solid var(--navy);border-radius:6px;padding:12px 14px}.hero-facts .hf:first-child{border-top-color:var(--gold)}
.hf-k{display:block;font-size:14px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.4px}
.hf-v{display:block;font-size:18px;font-weight:600}
.hf-v.big{font-size:26px;font-weight:800;color:var(--navy2)}
.hf-sub{font-size:15px;color:var(--muted);font-weight:600}
.facts-dl{margin:0;display:grid;gap:0}
.facts-dl>div{display:grid;grid-template-columns:200px 1fr;gap:12px;padding:10px 8px;border-top:1px solid var(--line)}.facts-dl>div:nth-child(even){background:#f7f9fc}
.facts-dl dt{font-weight:700}.facts-dl dd{margin:0}
@media (max-width:640px){.facts-dl>div{grid-template-columns:1fr;gap:2px}}
.unv{background:var(--warnbg);color:#5c3900;border:1px dashed #b07a00;border-radius:3px;padding:0 4px}
.checked,.small,.src{font-size:15px;color:var(--muted)}
.note{background:#eef2f7;border-left:4px solid var(--gold);padding:8px 12px}
.after{margin:10px 0}
.small-link{font-weight:600}
.steps{padding-left:24px}.steps li{margin:6px 0}
.big-steps{list-style:none;counter-reset:s;padding:0}
.big-steps>li{counter-increment:s;background:var(--card);border:1px solid var(--line);border-radius:6px;padding:12px 16px 12px 64px;margin:12px 0;position:relative}
.big-steps>li::before{content:counter(s);position:absolute;left:16px;top:14px;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.big-steps h2{margin:4px 0 6px;font-size:21px}
.grid{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:12px}
.grid a{display:flex;flex-direction:column;gap:4px;min-height:72px;background:var(--card);border:1px solid var(--line);border-left:4px solid var(--navy);border-radius:6px;padding:12px 14px;text-decoration:none;color:var(--navy2)}.grid a:hover{border-color:var(--navy);background:#f7f9fc}
.grid a span{color:var(--navy);font-size:15px;font-weight:600}
.grid.feat{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.two{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:12px}
.box{background:var(--card);border:1px solid var(--line);border-radius:6px;padding:12px 16px}
.box h3{margin-top:4px}
.legend{font-size:15px}
.table-wrap{overflow-x:auto}
table.fees{border-collapse:collapse;width:100%;background:var(--card);font-size:16px}
.fees th,.fees td{border:1px solid var(--line);padding:10px 10px;text-align:left;vertical-align:top}
.fees thead th{background:var(--navy);color:#fff;position:sticky;top:0}
.fees thead button{all:unset;cursor:pointer;font-weight:700;display:inline-flex;min-height:32px;align-items:center}
.fees thead button::after{content:" ↕";opacity:.8}
.fees thead th[aria-sort=ascending] button::after{content:" ▲"}.fees thead th[aria-sort=descending] button::after{content:" ▼"}
.fees thead button:focus-visible{outline:3px solid var(--gold)}
.fees tbody tr:nth-child(even){background:#f8fafc}.fees tbody tr:hover{background:#eef2f7}
.fees tbody tr:target{background:#fff8e1}
.toc{background:var(--card);border:1px solid var(--line);border-radius:6px;padding:8px 16px;margin:16px 0}
.toc-h{font-size:17px;margin:6px 0}.toc ul{margin:0;padding-left:20px}.toc li{margin:4px 0}
table.facts{border-collapse:collapse;width:100%;background:var(--card);margin:8px 0}
table.facts th,table.facts td{border:1px solid var(--line);padding:8px;text-align:left;vertical-align:top}
table.facts th{width:34%;background:#eef2f7}
.faq h3{margin-top:16px}
.print-only{display:none}
.site-foot{background:#e6eaf0;border-top:3px solid var(--navy);padding:28px 0 20px;font-size:15px}.foot-grid{display:grid;gap:16px}.foot-k{font-family:var(--head);font-weight:700;color:var(--navy2);margin:0 0 6px;font-size:13px;text-transform:uppercase;letter-spacing:.6px}.foot-states{margin:0;line-height:1.9}.foot-links{margin:0}.foot-note{margin:8px 0 0;max-width:70ch;color:var(--muted)}
.site-foot a{display:inline-block;padding:6px 0;min-height:32px}
@media (max-width:760px){
 table.fees thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
 table.fees,table.fees tbody,table.fees tr,table.fees th,table.fees td{display:block;width:100%}
 table.fees tr{border:1px solid var(--line);border-radius:6px;margin:0 0 10px;background:var(--card)!important}
 table.fees th,table.fees td{border:0;border-top:1px solid var(--line);display:grid;grid-template-columns:40% 1fr;gap:8px}
 table.fees th[scope=row]{border-top:0;font-size:18px;background:#eef2f7;display:block}
 table.fees td::before{content:attr(data-label);font-weight:700}
 .sort-bar{display:flex}
}
.sort-bar{display:none;gap:8px;align-items:center;flex-wrap:wrap;margin:8px 0}
.sort-bar label{font-weight:700}
.sort-bar select{width:auto}
@media print{
 .site-head,.site-foot,.preview-bar,.tool,.actions,.btn,.btn-ghost,.crumbs,.toc,.browse,.faq,.legend,.sort-bar,.how,.seo,.skip{display:none!important}
 body{background:#fff;color:#000;font-size:10pt}
 main{padding:0}
 a{color:#000;text-decoration:none}
 .print-only{display:block}
 .unv{background:none;border:1px dashed #000;color:#000}
 .badge{background:none!important;color:#000!important;border:1px solid #000}
 table.fees{font-size:8.5pt}
 .fees thead th{background:#fff;color:#000;position:static}
 .fees thead button::after{content:""!important}
 .fees th,.fees td{padding:3px 4px;border:1px solid #000}
 .fees tr{break-inside:avoid}
 table.fees thead{position:static;width:auto;height:auto;overflow:visible;clip:auto;display:table-header-group}
 table.fees{display:table}table.fees tbody{display:table-row-group}table.fees tr{display:table-row}table.fees th,table.fees td{display:table-cell;width:auto}
 table.fees td::before{content:none}
 h1{font-size:16pt;margin:0 0 4pt}.lead,.tag{font-size:10pt}
 .card{border:1px solid #000}
 .badge{white-space:normal;border:0;padding:0;font-weight:400;font-size:8pt}
 .fees th[scope=row]{width:12%;overflow-wrap:normal;word-break:normal}
 .fees td:nth-child(6){width:9%}.fees td:nth-child(7){width:13%;font-size:7.5pt}
 @page{margin:12mm}
}

@media (min-width:761px){.fees td:nth-child(5){min-width:84px}.fees td:nth-child(7){max-width:170px}}

.hero{padding-top:16px}
.lookup-band .hero{padding-top:4px}
@media (max-width:640px){
  .btn{min-width:0;width:100%}
  .grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .lookup-band{margin:0 -16px}
}
@media print{
  .lookup-band{background:none;margin:0;padding:0;border:0}
  .trust,.foot-k{display:none!important}
}